A 40-Year Journey Through Risk, Resilience, and Real-World Lending
A seasoned expert with an extensive track record across the GCC region, leading digital transformation in SME banking and developing innovative fintech solutions that empower businesses.
Successfully established and managed SME Business Banking Divisions for prominent banks across UAE, Saudi Arabia, and Kuwait, driving significant business growth.
Co-founded multiple fintech solutions including Venderlane B2B Marketplace, Timal digital lending, and Qardi Business Lending aggregator platform.
Expert in developing digital financial solutions, automating risk management, process engineering, and comprehensive digital transformation strategies.
Decades of hands-on experience across multiple domains in banking and financial technology
Strategic banking operations and relationship management
Advanced risk assessment and management strategies
Next-generation banking technology solutions
Specialized financial solutions for small businesses
Founder & CEO
Co-Founder & CEO
Head of Business Banking & Fintech
Discover practical insights and powerful tools designed to transform your business approach to SME banking and risk assessment
Lessons from the Gulf Region's Entrepreneurial Frontlines
A comprehensive guide sharing four decades of experience in SME banking, risk management, and the evolution of small business financing in the GCC region.
Professional Business Assessment Tool
A comprehensive 7×21 assessment framework that evaluates business financial health across key performance indicators. Perfect for SMEs and financial institutions.
Whether you're looking for strategic consulting, digital transformation guidance, or want to discuss SME banking innovations, let's start a conversation.
Empowering UAE businesses with innovative, data-driven solutions tailored to boost profitability and streamline operations. Our network of skilled professionals ensures comprehensive support for sustainable growth and financial stability.